Equitable Savings and Loan Association

BankSterling, Colorado
www.equitable-savings.com

Total Assets

$170.3M

Total Deposits

$129.9M

Branches

10

Established

1921

TFS Health Grade

$
C-

70.5 / 100

Average financial health

How we grade

Equitable Savings and Loan Association is a bank headquartered in Sterling, Colorado, established in 1921. With $170.3M in total assets and 10 branch locations, it has a TFS Financial Health Grade of C- (70.5/100).

Capital & Safety

Tier 1 Capital Ratio
15.74%(8%)
Total Capital Ratio
28.96%(10%)
Non-Performing Loan Ratio
0.22%

Profitability

Return on Assets (ROA)
0.06%(1%)
Return on Equity (ROE)
0.37%(10%)
Net Interest Margin
3.31%
Efficiency Ratio
97.80%(60%)

Lending & Liquidity

Total Loans
$145.4M
Loan-to-Deposit Ratio
111.70%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
+5.34%
Deposit Growth (YoY)
+3.93%
Net Income
$96.0K

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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