High Country Bank

BankSalida, Colorado
www.highcountrybank.net

Total Assets

$533.0M

Total Deposits

$437.3M

Branches

5

Established

1886

TFS Health Grade

$
D

64.2 / 100

Below average financial health

How we grade

High Country Bank is a bank headquartered in Salida, Colorado, established in 1886. With $533.0M in total assets and 5 branch locations, it has a TFS Financial Health Grade of D (64.2/100).

Capital & Safety

Tier 1 Capital Ratio
9.30%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
1.22%

Profitability

Return on Assets (ROA)
0.96%(1%)
Return on Equity (ROE)
11.40%(10%)
Net Interest Margin
4.67%
Efficiency Ratio
70.90%(60%)

Lending & Liquidity

Total Loans
$449.3M
Loan-to-Deposit Ratio
101.53%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
+6.71%
Deposit Growth (YoY)
+5.39%
Net Income
$4.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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