Community State Bank

BankLamar, Colorado
http://www.csb-lamar.com

Total Assets

$199.5M

Total Deposits

$172.1M

Branches

2

Established

2008

TFS Health Grade

$
B

83.3 / 100

Good financial health

How we grade

Community State Bank is a bank headquartered in Lamar, Colorado, established in 2008. With $199.5M in total assets and 2 branch locations, it has a TFS Financial Health Grade of B (83.3/100).

Capital & Safety

Tier 1 Capital Ratio
13.00%(8%)
Total Capital Ratio
16.37%(10%)
Non-Performing Loan Ratio
0.90%

Profitability

Return on Assets (ROA)
2.13%(1%)
Return on Equity (ROE)
16.99%(10%)
Net Interest Margin
4.54%
Efficiency Ratio
43.32%(60%)

Lending & Liquidity

Total Loans
$162.2M
Loan-to-Deposit Ratio
91.92%
Net Charge-Off Ratio
0.25%

Growth

Asset Growth (YoY)
+5.00%
Deposit Growth (YoY)
+5.62%
Net Income
$4.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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