First National Bank, Cortez

BankCortez, Colorado
www.fnbcortez.com

Total Assets

$152.3M

Total Deposits

$132.2M

Branches

1

Established

1958

TFS Health Grade

$
C+

78.5 / 100

Average financial health

How we grade

First National Bank, Cortez is a bank headquartered in Cortez, Colorado, established in 1958. With $152.3M in total assets and 1 branch locations, it has a TFS Financial Health Grade of C+ (78.5/100).

Capital & Safety

Tier 1 Capital Ratio
10.55%(8%)
Total Capital Ratio
17.05%(10%)
Non-Performing Loan Ratio
0.55%

Profitability

Return on Assets (ROA)
1.18%(1%)
Return on Equity (ROE)
12.63%(10%)
Net Interest Margin
4.01%
Efficiency Ratio
60.31%(60%)

Lending & Liquidity

Total Loans
$97.9M
Loan-to-Deposit Ratio
73.12%
Net Charge-Off Ratio
0.02%

Growth

Asset Growth (YoY)
+7.83%
Deposit Growth (YoY)
+10.14%
Net Income
$1.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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