Farmers Bank

BankAult, Colorado
www.farmersbank-weld.com

Total Assets

$291.2M

Total Deposits

$270.5M

Branches

2

Established

2001

TFS Health Grade

$
D-

60.3 / 100

Below average financial health

How we grade

Farmers Bank is a bank headquartered in Ault, Colorado, established in 2001. With $291.2M in total assets and 2 branch locations, it has a TFS Financial Health Grade of D- (60.3/100).

Capital & Safety

Tier 1 Capital Ratio
12.59%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
6.02%

Profitability

Return on Assets (ROA)
1.92%(1%)
Return on Equity (ROE)
31.42%(10%)
Net Interest Margin
4.17%
Efficiency Ratio
55.00%(60%)

Lending & Liquidity

Total Loans
$168.1M
Loan-to-Deposit Ratio
61.15%
Net Charge-Off Ratio
0.18%

Growth

Asset Growth (YoY)
-0.67%
Deposit Growth (YoY)
-1.95%
Net Income
$5.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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