River Valley Community Bank

BankYuba City, California
www.myrvcb.com

Total Assets

$760.2M

Total Deposits

$666.2M

Branches

5

Established

2006

TFS Health Grade

$
D

66.5 / 100

Below average financial health

How we grade

River Valley Community Bank is a bank headquartered in Yuba City, California, established in 2006. With $760.2M in total assets and 5 branch locations, it has a TFS Financial Health Grade of D (66.5/100).

Capital & Safety

Tier 1 Capital Ratio
9.17%(8%)
Total Capital Ratio
14.74%(10%)
Non-Performing Loan Ratio
0.08%

Profitability

Return on Assets (ROA)
0.72%(1%)
Return on Equity (ROE)
8.61%(10%)
Net Interest Margin
3.28%
Efficiency Ratio
67.51%(60%)

Lending & Liquidity

Total Loans
$398.1M
Loan-to-Deposit Ratio
59.03%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+26.16%
Deposit Growth (YoY)
+21.48%
Net Income
$4.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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