First American Trust, FSB

BankSanta Ana, California
www.firstamtrust.com

Total Assets

$6.8B

Total Deposits

$6.2B

Branches

10

Established

1985

TFS Health Grade

$
C-

71.7 / 100

Average financial health

How we grade

First American Trust, FSB is a bank headquartered in Santa Ana, California, established in 1985. With $6.8B in total assets and 10 branch locations, it has a TFS Financial Health Grade of C- (71.7/100).

Capital & Safety

Tier 1 Capital Ratio
8.52%(8%)
Total Capital Ratio
36.39%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
1.59%(1%)
Return on Equity (ROE)
27.68%(10%)
Net Interest Margin
2.93%
Efficiency Ratio
31.99%(60%)

Lending & Liquidity

Total Loans
Loan-to-Deposit Ratio
0.00%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+10.62%
Deposit Growth (YoY)
+6.66%
Net Income
$109.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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