First Federal Savings and Loan Association of San Rafael

BankSan Rafael, California
www.ffsavings.com

Total Assets

$221.1M

Total Deposits

$175.6M

Branches

4

Established

1963

TFS Health Grade

$
D

66.3 / 100

Below average financial health

How we grade

First Federal Savings and Loan Association of San Rafael is a bank headquartered in San Rafael, California, established in 1963. With $221.1M in total assets and 4 branch locations, it has a TFS Financial Health Grade of D (66.3/100).

Capital & Safety

Tier 1 Capital Ratio
18.25%(8%)
Total Capital Ratio
24.62%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
-0.58%(1%)
Return on Equity (ROE)
-3.24%(10%)
Net Interest Margin
2.70%
Efficiency Ratio
110.49%(60%)

Lending & Liquidity

Total Loans
$199.3M
Loan-to-Deposit Ratio
112.78%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
-4.15%
Deposit Growth (YoY)
-2.82%
Net Income
$-1,344,000

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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