What is First General Bank's financial health grade?

First General Bank has a TFS Financial Health Grade of D (score: 64.4/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does First General Bank have?

First General Bank has 5 branch locations across the United States.

Is First General Bank FDIC insured?

Yes, First General Bank is FDIC insured (Certificate #58060).

What are the total assets of First General Bank?

First General Bank has total assets of $1.1B as reported in its most recent FDIC filing.

First General Bank

BankRowland Heights, California

http://www.firstgeneralbank.com

Total Assets

$1.1B

Total Deposits

$806.1M

Branches

Established

2005

TFS Health Grade

64.4 / 100

Below average financial health

How we grade

First General Bank is a bank headquartered in Rowland Heights, California, established in 2005. With $1.1B in total assets and 5 branch locations, it has a TFS Financial Health Grade of D (64.4/100).

Capital & Safety

Tier 1 Capital Ratio

25.85%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

2.03%

Profitability

Return on Assets (ROA)

2.56%(1%)

Return on Equity (ROE)

10.23%(10%)

Net Interest Margin

5.46%

Efficiency Ratio

31.42%(60%)

Lending & Liquidity

Total Loans

$920.8M

Loan-to-Deposit Ratio

112.65%

Net Charge-Off Ratio

0.00%

Growth

Asset Growth (YoY)

-1.48%

Deposit Growth (YoY)

-4.88%

Net Income

$29.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
First General BankHQ	19036 Colima Rd	Rowland Heights	CA	11
First General Bank	1127 S Baldwin Ave	Arcadia	CA	11
First General Bank	17808 Pioneer Blvd	Artesia	CA	11
First General Bank	5404 C Walnut Avenue	Irvine	CA	11
First General Bank	801 E Valley Blvd	San Gabriel	CA	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.