What is Plumas Bank's financial health grade?

Plumas Bank has a TFS Financial Health Grade of C (score: 74.1/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Plumas Bank have?

Plumas Bank has 20 branch locations across the United States.

Is Plumas Bank FDIC insured?

Yes, Plumas Bank is FDIC insured (Certificate #23275).

What are the total assets of Plumas Bank?

Plumas Bank has total assets of $2.2B as reported in its most recent FDIC filing.

Plumas Bank

BankQuincy, California

http://www.plumasbank.com

Total Assets

$2.2B

Total Deposits

$1.8B

Branches

Established

1980

TFS Health Grade

74.1 / 100

Average financial health

How we grade

Plumas Bank is a bank headquartered in Quincy, California, established in 1980. With $2.2B in total assets and 20 branch locations, it has a TFS Financial Health Grade of C (74.1/100).

Capital & Safety

Tier 1 Capital Ratio

11.11%(8%)

Total Capital Ratio

16.04%(10%)

Non-Performing Loan Ratio

1.00%

Profitability

Return on Assets (ROA)

1.64%(1%)

Return on Equity (ROE)

14.01%(10%)

Net Interest Margin

5.25%

Efficiency Ratio

47.28%(60%)

Lending & Liquidity

Total Loans

$1.5B

Loan-to-Deposit Ratio

82.23%

Net Charge-Off Ratio

0.04%

Growth

Asset Growth (YoY)

+37.92%

Deposit Growth (YoY)

+31.49%

Net Income

$30.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Plumas BankHQ	336 Main St	Quincy	CA	11
Plumas Bank	510 N Main St	Alturas	CA	11
Plumas Bank	2727 Ventura St	Anderson	CA	11
Plumas Bank	225 Main St	Chester	CA	11
Plumas Bank	900 Mangrove Ave	Chico	CA	11
Plumas Bank	43163 Highway 299 East	Fall River Mills	CA	11
Plumas Bank	121 Crescent St	Greenville	CA	11
Plumas Bank	8475 N Lake Blvd	Kings Beach	CA	11
Plumas Bank	120 N Pine St	Portola	CA	11
Plumas Bank	35 S Lindan Ave	Quincy	CA	21
Plumas Bank	500 Riverside Way	Red Bluff	CA	11
Plumas Bank	1335 Hilltop Dr	Redding	CA	11
Plumas Bank	1845 California St	Redding	CA	11
Plumas Bank	192 Hartnell Ave	Redding	CA	11
Plumas Bank	3000 Riverside Dr	Susanville	CA	11
Plumas Bank	215 N Lake Blvd	Tahoe City	CA	11
Plumas Bank	11638 Donner Pass Rd	Truckee	CA	11
Plumas Bank	1280 Bridge St	Yuba City	CA	11
Plumas Bank	1101 N Carson St	Carson City	NV	11
Plumas Bank	5050 Meadowood Mall Cir	Reno	NV	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.