Malaga Bank F.S.B.

BankPalos Verdes Peninsula, California
www.malagabank.com

Total Assets

$1.4B

Total Deposits

$938.9M

Branches

5

Established

1985

TFS Health Grade

$
C

73.6 / 100

Average financial health

How we grade

Malaga Bank F.S.B. is a bank headquartered in Palos Verdes Peninsula, California, established in 1985. With $1.4B in total assets and 5 branch locations, it has a TFS Financial Health Grade of C (73.6/100).

Capital & Safety

Tier 1 Capital Ratio
16.31%(8%)
Total Capital Ratio
29.38%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
1.59%(1%)
Return on Equity (ROE)
9.77%(10%)
Net Interest Margin
3.29%
Efficiency Ratio
31.42%(60%)

Lending & Liquidity

Total Loans
$1.2B
Loan-to-Deposit Ratio
131.78%
Net Charge-Off Ratio
-0.00%

Growth

Asset Growth (YoY)
+1.55%
Deposit Growth (YoY)
+0.50%
Net Income
$22.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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