Metropolitan Bank

BankOakland, California
https://www.met.bank

Total Assets

$234.2M

Total Deposits

$195.8M

Branches

4

Established

1983

TFS Health Grade

$
D

63.6 / 100

Below average financial health

How we grade

Metropolitan Bank is a bank headquartered in Oakland, California, established in 1983. With $234.2M in total assets and 4 branch locations, it has a TFS Financial Health Grade of D (63.6/100).

Capital & Safety

Tier 1 Capital Ratio
12.63%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
1.71%

Profitability

Return on Assets (ROA)
0.64%(1%)
Return on Equity (ROE)
5.27%(10%)
Net Interest Margin
3.80%
Efficiency Ratio
75.42%(60%)

Lending & Liquidity

Total Loans
$185.9M
Loan-to-Deposit Ratio
93.32%
Net Charge-Off Ratio
-0.03%

Growth

Asset Growth (YoY)
-1.04%
Deposit Growth (YoY)
+0.62%
Net Income
$1.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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