Royal Business Bank

BankLos Angeles, California
www.royalbusinessbankusa.com

Total Assets

$4.2B

Total Deposits

$3.4B

Branches

25

Established

2008

TFS Health Grade

$
C

76.4 / 100

Average financial health

How we grade

Royal Business Bank is a bank headquartered in Los Angeles, California, established in 2008. With $4.2B in total assets and 25 branch locations, it has a TFS Financial Health Grade of C (76.4/100).

Capital & Safety

Tier 1 Capital Ratio
13.20%(8%)
Total Capital Ratio
21.82%(10%)
Non-Performing Loan Ratio
1.35%

Profitability

Return on Assets (ROA)
0.91%(1%)
Return on Equity (ROE)
6.24%(10%)
Net Interest Margin
3.16%
Efficiency Ratio
55.25%(60%)

Lending & Liquidity

Total Loans
$3.3B
Loan-to-Deposit Ratio
96.25%
Net Charge-Off Ratio
0.45%

Growth

Asset Growth (YoY)
+5.42%
Deposit Growth (YoY)
+9.05%
Net Income
$37.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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