CalPrivate Bank

BankLa Jolla, California
www.calprivate.bank

Total Assets

$2.5B

Total Deposits

$2.2B

Branches

7

Established

2006

TFS Health Grade

$
C

76.9 / 100

Average financial health

How we grade

CalPrivate Bank is a bank headquartered in La Jolla, California, established in 2006. With $2.5B in total assets and 7 branch locations, it has a TFS Financial Health Grade of C (76.9/100).

Capital & Safety

Tier 1 Capital Ratio
10.85%(8%)
Total Capital Ratio
13.90%(10%)
Non-Performing Loan Ratio
1.98%

Profitability

Return on Assets (ROA)
1.70%(1%)
Return on Equity (ROE)
16.37%(10%)
Net Interest Margin
4.95%
Efficiency Ratio
47.59%(60%)

Lending & Liquidity

Total Loans
$2.1B
Loan-to-Deposit Ratio
94.22%
Net Charge-Off Ratio
0.23%

Growth

Asset Growth (YoY)
+4.55%
Deposit Growth (YoY)
+4.21%
Net Income
$42.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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