Golden State Bank

BankGlendale, California
www.goldenstatebank.com

Total Assets

$953.5M

Total Deposits

$811.1M

Branches

3

Established

2003

TFS Health Grade

$
D+

67.7 / 100

Below average financial health

How we grade

Golden State Bank is a bank headquartered in Glendale, California, established in 2003. With $953.5M in total assets and 3 branch locations, it has a TFS Financial Health Grade of D+ (67.7/100).

Capital & Safety

Tier 1 Capital Ratio
10.86%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.87%

Profitability

Return on Assets (ROA)
1.11%(1%)
Return on Equity (ROE)
11.32%(10%)
Net Interest Margin
4.04%
Efficiency Ratio
57.06%(60%)

Lending & Liquidity

Total Loans
$820.8M
Loan-to-Deposit Ratio
99.84%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+13.95%
Deposit Growth (YoY)
+13.10%
Net Income
$10.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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