Murphy Bank

BankFresno, California
www.murphybank.com

Total Assets

$365.3M

Total Deposits

$304.2M

Branches

2

Established

1984

TFS Health Grade

$
C

74.2 / 100

Average financial health

How we grade

Murphy Bank is a bank headquartered in Fresno, California, established in 1984. With $365.3M in total assets and 2 branch locations, it has a TFS Financial Health Grade of C (74.2/100).

Capital & Safety

Tier 1 Capital Ratio
14.81%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.51%

Profitability

Return on Assets (ROA)
1.98%(1%)
Return on Equity (ROE)
13.61%(10%)
Net Interest Margin
4.72%
Efficiency Ratio
51.54%(60%)

Lending & Liquidity

Total Loans
$306.3M
Loan-to-Deposit Ratio
99.38%
Net Charge-Off Ratio
0.22%

Growth

Asset Growth (YoY)
+2.50%
Deposit Growth (YoY)
+4.15%
Net Income
$7.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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