Redwood Capital Bank

BankEureka, California
http://www.rdwo.com

Total Assets

$531.6M

Total Deposits

$472.2M

Branches

4

Established

2004

TFS Health Grade

$
C

76.5 / 100

Average financial health

How we grade

Redwood Capital Bank is a bank headquartered in Eureka, California, established in 2004. With $531.6M in total assets and 4 branch locations, it has a TFS Financial Health Grade of C (76.5/100).

Capital & Safety

Tier 1 Capital Ratio
10.86%(8%)
Total Capital Ratio
15.96%(10%)
Non-Performing Loan Ratio
0.32%

Profitability

Return on Assets (ROA)
1.13%(1%)
Return on Equity (ROE)
10.88%(10%)
Net Interest Margin
4.09%
Efficiency Ratio
64.34%(60%)

Lending & Liquidity

Total Loans
$381.6M
Loan-to-Deposit Ratio
79.54%
Net Charge-Off Ratio
0.02%

Growth

Asset Growth (YoY)
-0.02%
Deposit Growth (YoY)
+0.09%
Net Income
$6.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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