Neighborhood National Bank

BankEl Cajon, California
http://www.mynnb.com

Total Assets

$226.1M

Total Deposits

$183.3M

Branches

1

Established

1997

TFS Health Grade

$
D

64.7 / 100

Below average financial health

How we grade

Neighborhood National Bank is a bank headquartered in El Cajon, California, established in 1997. With $226.1M in total assets and 1 branch locations, it has a TFS Financial Health Grade of D (64.7/100).

Capital & Safety

Tier 1 Capital Ratio
11.81%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.44%

Profitability

Return on Assets (ROA)
1.92%(1%)
Return on Equity (ROE)
15.64%(10%)
Net Interest Margin
3.75%
Efficiency Ratio
81.31%(60%)

Lending & Liquidity

Total Loans
$163.1M
Loan-to-Deposit Ratio
87.72%
Net Charge-Off Ratio
-0.06%

Growth

Asset Growth (YoY)
+29.55%
Deposit Growth (YoY)
+31.11%
Net Income
$3.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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