What is First Northern Bank of Dixon's financial health grade?

First Northern Bank of Dixon has a TFS Financial Health Grade of C (score: 74.3/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does First Northern Bank of Dixon have?

First Northern Bank of Dixon has 21 branch locations across the United States.

Is First Northern Bank of Dixon FDIC insured?

Yes, First Northern Bank of Dixon is FDIC insured (Certificate #3440).

What are the total assets of First Northern Bank of Dixon?

First Northern Bank of Dixon has total assets of $1.9B as reported in its most recent FDIC filing.

First Northern Bank of Dixon

BankDixon, California

www.thatsmybank.com

Total Assets

$1.9B

Total Deposits

$1.7B

Branches

Established

1910

TFS Health Grade

74.3 / 100

Average financial health

How we grade

First Northern Bank of Dixon is a bank headquartered in Dixon, California, established in 1910. With $1.9B in total assets and 21 branch locations, it has a TFS Financial Health Grade of C (74.3/100).

Capital & Safety

Tier 1 Capital Ratio

11.35%(8%)

Total Capital Ratio

18.88%(10%)

Non-Performing Loan Ratio

0.57%

Profitability

Return on Assets (ROA)

1.13%(1%)

Return on Equity (ROE)

11.09%(10%)

Net Interest Margin

3.80%

Efficiency Ratio

61.09%(60%)

Lending & Liquidity

Total Loans

$1.1B

Loan-to-Deposit Ratio

62.48%

Net Charge-Off Ratio

0.08%

Growth

Asset Growth (YoY)

+1.02%

Deposit Growth (YoY)

-1.18%

Net Income

$21.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
First Northern Bank of DixonHQ	195 N 1st St	Dixon	CA	11
First Northern Bank of Dixon	390 Elm Ave	Auburn	CA	11
First Northern Bank of Dixon	558 Market St	Colusa	CA	11
First Northern Bank of Dixon	508 2nd St	Davis	CA	24
First Northern Bank of Dixon	1515 Shasta Dr	Davis	CA	21
First Northern Bank of Dixon	434 2nd St	Davis	CA	11
First Northern Bank of Dixon	210 Stratford Ave	Dixon	CA	21
First Northern Bank of Dixon	210 Stratford Ave	Dixon	CA	27
First Northern Bank of Dixon	1455 Oliver Rd	Fairfield	CA	11
First Northern Bank of Dixon	328 Walker St	Orland	CA	11
First Northern Bank of Dixon	2901 Sunrise Blvd	Rancho Cordova	CA	11
First Northern Bank of Dixon	2150 Douglas Blvd 260-C	Roseville	CA	24
First Northern Bank of Dixon	2150 Douglas Blvd Ste 260-C	Roseville	CA	24
First Northern Bank of Dixon	2270 Douglas Blvd	Roseville	CA	11
First Northern Bank of Dixon	1007 7th St	Sacramento	CA	30
First Northern Bank of Dixon	1375 Exposition Blvd	Sacramento	CA	11
First Northern Bank of Dixon	555 Mason St	Vacaville	CA	11
First Northern Bank of Dixon	1300 Harbor Blvd	West Sacramento	CA	11
First Northern Bank of Dixon	155 N Tehama St	Willows	CA	11
First Northern Bank of Dixon	48 Main St	Winters	CA	11
First Northern Bank of Dixon	11 W Court St	Woodland	CA	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.