American Plus Bank, N.A.

BankArcadia, California
www.bankaplus.com

Total Assets

$867.3M

Total Deposits

$711.8M

Branches

4

Established

2007

TFS Health Grade

$
C-

72.8 / 100

Average financial health

How we grade

American Plus Bank, N.A. is a bank headquartered in Arcadia, California, established in 2007. With $867.3M in total assets and 4 branch locations, it has a TFS Financial Health Grade of C- (72.8/100).

Capital & Safety

Tier 1 Capital Ratio
16.50%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.04%

Profitability

Return on Assets (ROA)
1.81%(1%)
Return on Equity (ROE)
11.05%(10%)
Net Interest Margin
3.90%
Efficiency Ratio
34.22%(60%)

Lending & Liquidity

Total Loans
$766.3M
Loan-to-Deposit Ratio
106.13%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+13.07%
Deposit Growth (YoY)
+14.71%
Net Income
$15.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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