1st Bank Yuma

BankYuma, Arizona
www.1stbankyuma.com

Total Assets

$553.4M

Total Deposits

$485.4M

Branches

5

Established

2001

TFS Health Grade

$
C

74.9 / 100

Average financial health

How we grade

1st Bank Yuma is a bank headquartered in Yuma, Arizona, established in 2001. With $553.4M in total assets and 5 branch locations, it has a TFS Financial Health Grade of C (74.9/100).

Capital & Safety

Tier 1 Capital Ratio
12.29%(8%)
Total Capital Ratio
21.03%(10%)
Non-Performing Loan Ratio
0.31%

Profitability

Return on Assets (ROA)
1.81%(1%)
Return on Equity (ROE)
17.95%(10%)
Net Interest Margin
4.57%
Efficiency Ratio
53.61%(60%)

Lending & Liquidity

Total Loans
$278.1M
Loan-to-Deposit Ratio
56.64%
Net Charge-Off Ratio
0.02%

Growth

Asset Growth (YoY)
-4.25%
Deposit Growth (YoY)
-6.32%
Net Income
$8.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q3. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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