Legacy National Bank

BankSpringdale, Arkansas
www.legacyar.com

Total Assets

$1.2B

Total Deposits

$1.0B

Branches

10

Established

2005

TFS Health Grade

$
C-

71.1 / 100

Average financial health

How we grade

Legacy National Bank is a bank headquartered in Springdale, Arkansas, established in 2005. With $1.2B in total assets and 10 branch locations, it has a TFS Financial Health Grade of C- (71.1/100).

Capital & Safety

Tier 1 Capital Ratio
8.80%(8%)
Total Capital Ratio
11.42%(10%)
Non-Performing Loan Ratio
0.10%

Profitability

Return on Assets (ROA)
0.99%(1%)
Return on Equity (ROE)
11.31%(10%)
Net Interest Margin
3.77%
Efficiency Ratio
60.82%(60%)

Lending & Liquidity

Total Loans
$1.0B
Loan-to-Deposit Ratio
99.66%
Net Charge-Off Ratio
0.03%

Growth

Asset Growth (YoY)
+9.03%
Deposit Growth (YoY)
+6.15%
Net Income
$11.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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