Producers Bank & Trust

BankMcgehee, Arkansas
www.producers.bank

Total Assets

$195.3M

Total Deposits

$147.9M

Branches

4

Established

1933

TFS Health Grade

$
C

73.5 / 100

Average financial health

How we grade

Producers Bank & Trust is a bank headquartered in Mcgehee, Arkansas, established in 1933. With $195.3M in total assets and 4 branch locations, it has a TFS Financial Health Grade of C (73.5/100).

Capital & Safety

Tier 1 Capital Ratio
22.52%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.55%

Profitability

Return on Assets (ROA)
1.99%(1%)
Return on Equity (ROE)
10.04%(10%)
Net Interest Margin
4.54%
Efficiency Ratio
50.92%(60%)

Lending & Liquidity

Total Loans
$137.4M
Loan-to-Deposit Ratio
90.96%
Net Charge-Off Ratio
0.80%

Growth

Asset Growth (YoY)
+19.37%
Deposit Growth (YoY)
+15.28%
Net Income
$3.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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