The Peoples Bank

BankMagnolia, Arkansas
www.pbmag.com

Total Assets

$194.4M

Total Deposits

$135.1M

Branches

4

Established

1910

TFS Health Grade

$
D+

68.2 / 100

Below average financial health

How we grade

The Peoples Bank is a bank headquartered in Magnolia, Arkansas, established in 1910. With $194.4M in total assets and 4 branch locations, it has a TFS Financial Health Grade of D+ (68.2/100).

Capital & Safety

Tier 1 Capital Ratio
13.31%(8%)
Total Capital Ratio
20.67%(10%)
Non-Performing Loan Ratio
2.26%

Profitability

Return on Assets (ROA)
2.01%(1%)
Return on Equity (ROE)
14.84%(10%)
Net Interest Margin
5.58%
Efficiency Ratio
64.70%(60%)

Lending & Liquidity

Total Loans
$152.7M
Loan-to-Deposit Ratio
110.91%
Net Charge-Off Ratio
0.51%

Growth

Asset Growth (YoY)
-6.17%
Deposit Growth (YoY)
-4.90%
Net Income
$4.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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