First Federal Bank, A FSB

BankTuscaloosa, Alabama
www.1stfed.com

Total Assets

$173.1M

Total Deposits

$110.5M

Branches

3

Established

1959

TFS Health Grade

$
F

54.0 / 100

Poor financial health

How we grade

First Federal Bank, A FSB is a bank headquartered in Tuscaloosa, Alabama, established in 1959. With $173.1M in total assets and 3 branch locations, it has a TFS Financial Health Grade of F (54.0/100).

Capital & Safety

Tier 1 Capital Ratio
7.98%(8%)
Total Capital Ratio
13.70%(10%)
Non-Performing Loan Ratio
0.35%

Profitability

Return on Assets (ROA)
0.24%(1%)
Return on Equity (ROE)
3.17%(10%)
Net Interest Margin
2.55%
Efficiency Ratio
97.11%(60%)

Lending & Liquidity

Total Loans
$144.2M
Loan-to-Deposit Ratio
129.23%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
+6.01%
Deposit Growth (YoY)
-6.54%
Net Income
$417.0K

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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