First Fidelity Bank

BankFort Payne, Alabama
https://www.bankffb.com

Total Assets

$158.6M

Total Deposits

$143.2M

Branches

3

Established

1965

TFS Health Grade

$
C-

70.1 / 100

Average financial health

How we grade

First Fidelity Bank is a bank headquartered in Fort Payne, Alabama, established in 1965. With $158.6M in total assets and 3 branch locations, it has a TFS Financial Health Grade of C- (70.1/100).

Capital & Safety

Tier 1 Capital Ratio
10.79%(8%)
Total Capital Ratio
17.20%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
0.97%(1%)
Return on Equity (ROE)
11.00%(10%)
Net Interest Margin
3.55%
Efficiency Ratio
66.92%(60%)

Lending & Liquidity

Total Loans
$71.8M
Loan-to-Deposit Ratio
49.48%
Net Charge-Off Ratio
0.04%

Growth

Asset Growth (YoY)
+2.47%
Deposit Growth (YoY)
+1.09%
Net Income
$1.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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