Traditions Bank

BankCullman, Alabama
www.traditionsal.com

Total Assets

$856.2M

Total Deposits

$745.4M

Branches

6

Established

2003

TFS Health Grade

$
C

76.7 / 100

Average financial health

How we grade

Traditions Bank is a bank headquartered in Cullman, Alabama, established in 2003. With $856.2M in total assets and 6 branch locations, it has a TFS Financial Health Grade of C (76.7/100).

Capital & Safety

Tier 1 Capital Ratio
10.03%(8%)
Total Capital Ratio
14.48%(10%)
Non-Performing Loan Ratio
0.54%

Profitability

Return on Assets (ROA)
1.33%(1%)
Return on Equity (ROE)
13.81%(10%)
Net Interest Margin
5.25%
Efficiency Ratio
61.52%(60%)

Lending & Liquidity

Total Loans
$699.0M
Loan-to-Deposit Ratio
92.41%
Net Charge-Off Ratio
0.39%

Growth

Asset Growth (YoY)
+6.52%
Deposit Growth (YoY)
+7.07%
Net Income
$11.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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