First US Bank

BankBirmingham, Alabama
www.firstusbank.com

Total Assets

$1.2B

Total Deposits

$1.0B

Branches

15

Established

1952

TFS Health Grade

$
C-

70.1 / 100

Average financial health

How we grade

First US Bank is a bank headquartered in Birmingham, Alabama, established in 1952. With $1.2B in total assets and 15 branch locations, it has a TFS Financial Health Grade of C- (70.1/100).

Capital & Safety

Tier 1 Capital Ratio
9.03%(8%)
Total Capital Ratio
12.05%(10%)
Non-Performing Loan Ratio
0.16%

Profitability

Return on Assets (ROA)
0.66%(1%)
Return on Equity (ROE)
6.89%(10%)
Net Interest Margin
3.58%
Efficiency Ratio
65.61%(60%)

Lending & Liquidity

Total Loans
$853.0M
Loan-to-Deposit Ratio
81.41%
Net Charge-Off Ratio
0.41%

Growth

Asset Growth (YoY)
+4.93%
Deposit Growth (YoY)
+6.09%
Net Income
$7.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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