CommerceOne Bank

BankBirmingham, Alabama
www.commerceonebank.com

Total Assets

$839.7M

Total Deposits

$719.9M

Branches

2

Established

2018

TFS Health Grade

$
C+

78.2 / 100

Average financial health

How we grade

CommerceOne Bank is a bank headquartered in Birmingham, Alabama, established in 2018. With $839.7M in total assets and 2 branch locations, it has a TFS Financial Health Grade of C+ (78.2/100).

Capital & Safety

Tier 1 Capital Ratio
10.92%(8%)
Total Capital Ratio
12.89%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
1.58%(1%)
Return on Equity (ROE)
15.81%(10%)
Net Interest Margin
3.86%
Efficiency Ratio
42.52%(60%)

Lending & Liquidity

Total Loans
$711.7M
Loan-to-Deposit Ratio
97.67%
Net Charge-Off Ratio
-0.03%

Growth

Asset Growth (YoY)
+8.15%
Deposit Growth (YoY)
+2.69%
Net Income
$12.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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