MutualOne Bank

BankFramingham, Massachusetts
www.mutualone.com

Total Assets

$1.3B

Total Deposits

$936.1M

Branches

3

Established

1889

TFS Health Grade

$
F

53.8 / 100

Poor financial health

How we grade

MutualOne Bank is a bank headquartered in Framingham, Massachusetts, established in 1889. With $1.3B in total assets and 3 branch locations, it has a TFS Financial Health Grade of F (53.8/100).

Capital & Safety

Tier 1 Capital Ratio
20.80%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
8.35%

Profitability

Return on Assets (ROA)
-0.32%(1%)
Return on Equity (ROE)
-1.57%(10%)
Net Interest Margin
3.49%
Efficiency Ratio
64.33%(60%)

Lending & Liquidity

Total Loans
$977.6M
Loan-to-Deposit Ratio
100.64%
Net Charge-Off Ratio
1.00%

Growth

Asset Growth (YoY)
-0.60%
Deposit Growth (YoY)
+7.61%
Net Income
$-3,930,000

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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