NorthStar Bank

BankEstherville, Iowa
http://WWW.NORTHSTARBANKIOWA.COM

Total Assets

$205.0M

Total Deposits

$170.9M

Branches

3

Established

1997

TFS Health Grade

$
C

76.5 / 100

Average financial health

How we grade

NorthStar Bank is a bank headquartered in Estherville, Iowa, established in 1997. With $205.0M in total assets and 3 branch locations, it has a TFS Financial Health Grade of C (76.5/100).

Capital & Safety

Tier 1 Capital Ratio
11.03%(8%)
Total Capital Ratio
16.35%(10%)
Non-Performing Loan Ratio
0.66%

Profitability

Return on Assets (ROA)
1.30%(1%)
Return on Equity (ROE)
8.20%(10%)
Net Interest Margin
3.29%
Efficiency Ratio
50.43%(60%)

Lending & Liquidity

Total Loans
$137.9M
Loan-to-Deposit Ratio
79.94%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
-0.01%
Deposit Growth (YoY)
+0.18%
Net Income
$2.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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