What is First Southwest Bank's financial health grade?

First Southwest Bank has a TFS Financial Health Grade of C (score: 76.3/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does First Southwest Bank have?

First Southwest Bank has 6 branch locations across the United States.

Is First Southwest Bank FDIC insured?

Yes, First Southwest Bank is FDIC insured (Certificate #57741).

What are the total assets of First Southwest Bank?

First Southwest Bank has total assets of $663.5M as reported in its most recent FDIC filing.

First Southwest Bank

BankDurango, Colorado

www.fswb.bank

Total Assets

$663.5M

Total Deposits

$497.0M

Branches

Established

2004

TFS Health Grade

76.3 / 100

Average financial health

How we grade

First Southwest Bank is a bank headquartered in Durango, Colorado, established in 2004. With $663.5M in total assets and 6 branch locations, it has a TFS Financial Health Grade of C (76.3/100).

Capital & Safety

Tier 1 Capital Ratio

15.31%(8%)

Total Capital Ratio

28.33%(10%)

Non-Performing Loan Ratio

0.12%

Profitability

Return on Assets (ROA)

0.81%(1%)

Return on Equity (ROE)

5.50%(10%)

Net Interest Margin

3.34%

Efficiency Ratio

71.88%(60%)

Lending & Liquidity

Total Loans

$334.1M

Loan-to-Deposit Ratio

66.28%

Net Charge-Off Ratio

0.38%

Growth

Asset Growth (YoY)

+17.28%

Deposit Growth (YoY)

+25.27%

Net Income

$5.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
First Southwest BankHQ	600 E 2nd Ave	Durango	CO	11
First Southwest Bank	720 Main St	Alamosa	CO	11
First Southwest Bank	2060 East Highway 112	Center	CO	11
First Southwest Bank	1510 E Main St	Cortez	CO	11
First Southwest Bank	249 Navajo Trail Dr	Pagosa Springs	CO	11
First Southwest Bank	400 4th St	Saguache	CO	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.