Community Valley Bank

BankEl Centro, California
www.yourcvb.com

Total Assets

$324.7M

Total Deposits

$285.5M

Branches

5

Established

2007

TFS Health Grade

$
D+

68.5 / 100

Below average financial health

How we grade

Community Valley Bank is a bank headquartered in El Centro, California, established in 2007. With $324.7M in total assets and 5 branch locations, it has a TFS Financial Health Grade of D+ (68.5/100).

Capital & Safety

Tier 1 Capital Ratio
10.18%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
0.91%(1%)
Return on Equity (ROE)
8.31%(10%)
Net Interest Margin
4.55%
Efficiency Ratio
74.99%(60%)

Lending & Liquidity

Total Loans
$272.7M
Loan-to-Deposit Ratio
94.54%
Net Charge-Off Ratio
0.05%

Growth

Asset Growth (YoY)
+4.52%
Deposit Growth (YoY)
+7.61%
Net Income
$1.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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