Total Assets
$380.3M
Total Deposits
$335.1M
Branches
5
Established
1927
Pine Country Bank is a bank headquartered in Little Falls, Minnesota, established in 1927. It holds $380.3M in total assets across 5 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Pine Country Bank earns a TFS Financial Health Grade of B+ (85.7/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
85.7 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS September 26, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Pine Country BankHQ | 1201 1st Ave Ne | Little Falls | MN | 11 |
| Pine Country Bank | 901 Marquette Avenue South | Minneapolis | MN | 11 |
| Pine Country Bank | 750 125th St Ne | Rice | MN | 11 |
| Pine Country Bank | 412 N Highway 10 | Royalton | MN | 11 |
| Pine Country Bank | 423 Main St S | Sauk Centre | MN | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC and OCC enforcement records; NCUA catalog monitored. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
85.7
Tier 1 capital ratio
10.24%
Return on assets
1.40%
Non-performing loans
0.06%
Efficiency ratio
55.52%
Asset growth (YoY)
-0.77%
Suggested direct comparisons
North Star Bank
Roseville, MN
$378.7M
First Bank Elk River
Elk River, MN
$369.2M
ProGrowth Bank
Nicollet, MN
$364.8M
The Citizens National Bank of Park Rapids
Park Rapids, MN
$397.0M
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.