Bank of O'Fallon

BankO'Fallon, Illinois
http://www.bankofallon.com

Total Assets

$378.5M

Total Deposits

$326.6M

Branches

2

Established

1960

TFS Health Grade

$
B-

82.8 / 100

Good financial health

How we grade

Bank of O'Fallon is a bank headquartered in O'Fallon, Illinois, established in 1960. With $378.5M in total assets and 2 branch locations, it has a TFS Financial Health Grade of B- (82.8/100).

Capital & Safety

Tier 1 Capital Ratio
13.54%(8%)
Total Capital Ratio
23.70%(10%)
Non-Performing Loan Ratio
0.47%

Profitability

Return on Assets (ROA)
1.48%(1%)
Return on Equity (ROE)
11.08%(10%)
Net Interest Margin
3.20%
Efficiency Ratio
49.52%(60%)

Lending & Liquidity

Total Loans
$281.1M
Loan-to-Deposit Ratio
84.70%
Net Charge-Off Ratio
0.13%

Growth

Asset Growth (YoY)
+7.14%
Deposit Growth (YoY)
+7.58%
Net Income
$5.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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